BITRAGE.AI defaults every customer to the all-online path — Ownr files your corp in 1-3 days, RBC ships your business account with $300 cashback. Same Day 1 Filing Package either way (articles, NUANS, registered office, GST + CRA Business Number). Walk-in to a registry agent is available if you ask for it.
| What you compare | Default · Ownr (online) | On request · Walk-in |
|---|---|---|
| Year 1 cost | $599 one-time (minute book free) | ~$330 one-time |
| Year 2+ ongoing | $199/yr (Online Minute Book) or $599/yr (Managed) | $0 (just AB annual return ~$30 + your DIY minute book) |
| 5-year total (Minute Book tier) | ~$1,395 CAD | ~$450 CAD |
| How long to file | 1-3 business days | Same-day if you walk in |
| In-person required | No | Yes (~30 min) |
| RBC $300 cashback eligible | Yes (open RBC business account within 60 days) | No |
| Customer 15% off via BITRAGE partner link | Yes (~$89 saved) | n/a |
| Bank choice | Open — RBC pitched, you can decline and pick any bank | Open — pick any bank |
| Minute book + annual returns | Hosted by Ownr (no double-charge from BITRAGE) | Your filing cabinet or BITRAGE portal |
| BITRAGE compliance-watch coverage | Yes — aggregates Ownr deadlines + CRA + WCB + AHS | Yes — runs the full deadline feed |
| Our recommendation | Default — fastest, customer saves ~$389 | Only if you ask for it |
Whichever path you pick, BITRAGE.AI generates the same core legal documents tailored to your business and Alberta-specific requirements. The only difference is who hits "submit."
You'll get name suggestions (with NUANS reservation), articles of incorporation, bylaws template, notice of directors, registered office address designation, GST/HST registration paperwork, and the post-incorporation checklist (CRA Business Number, payroll setup if needed, WCB opt-in if eligible, business licence in your municipality).
Path C — name change of an existing corp. Cheapest if you already have one (~$60 govt fee + name search + agent assistance). Email [email protected] if this applies — we'll walk you through whether the existing corp is in good standing first.